For customers

Designed for enterprise and network-based environments

Valnotra works with organisations operating within structured procurement, invoicing and supply-chain environments, where payment needs to align closely with business processes, governance and compliance requirements.

Our focus is on enabling payment and value exchange within existing enterprise workflows, rather than introducing new standalone payment channels.

What customers can expect

Payments aligned to business events

Valnotra is designed to align payment execution with verified business events such as invoice approval, payment authorisation and settlement conditions.

This helps reduce manual intervention and reconciliation effort.

For accounts payable and receivable teams

Valnotra is designed to support more predictable and controlled settlement for accounts payable and receivable functions. By aligning payment execution with approved invoices and defined settlement conditions, Valnotra helps reduce exceptions, manual reconciliation and follow-up activity, while improving coordination between AP and AR processes across counterparties.

Embedded within existing workflows

Valnotra is intended to integrate with established enterprise systems and digital business networks, minimising disruption to existing processes.

Payments are designed to occur as part of the workflow, 
not outside it.

Why this matters

Valnotra is built with enterprise and regulated environments in mind, supporting:

Clear auditability

Strong governance and control

Alignment with compliance and risk frameworks

Who Valnotra is suited for

Valnotra is designed for organisations including:
  • Enterprises with complex procurement and accounts-payable processes
  • Participants in digital business networks (e.g. retail and manufacturing supply chain and Peppol-aligned procurement environments)
  • Organisations seeking to reduce settlement friction and reconciliation overhead
  • Existing customers of MessageXchange and Colladium exploring payment enablement

Looking ahead

Valnotra’s platform is designed to support future capabilities that can further improve settlement efficiency and working-capital outcomes, delivered in partnership with regulated financial institutions.

These capabilities are expected to be introduced in a measured and compliant manner.

By linking payment execution to verified business events, Valnotra supports improved visibility over expected settlement timing and cash-flow position.

What Valnotra does not do

To ensure clarity:

Valnotra does not provide consumer-facing payment products

Valnotra does not require customers to change banking relationships

Valnotra does not operate as a bank or lender

Getting started

Valnotra engagements typically begin with an exploratory discussion to understand existing workflows, network participation and settlement requirements.